Peace of Mind
any who have undergone the emotional strain of arranging a funeral within hours of losing a loved one have made the choice to pre-plan their own funeral. Doing so lifts the burden from their loved ones by relieving decision-making pressure at a time of grief and emotional stress.
hen you finalize your plan, we can advise you of the total cost. You do not have to pre-pay or pre-finance your plan, but doing so protects you against escalating funeral prices. By locking in today's funeral costs and ensuring that the necessary funds are set aside, you relieve yourself of unnecessary future worry and your survivors of an unexpected expense.
SRS and Medicare Benefits
ore and more families are finding the need to "spend down" assets for an elderly or ill parent or family member. Circumstances force them to seek assistance from SRS or Medicaid. These families have been instructed that the affected person cannot receive assistance until their assets are depleted to a specific amount. Before this occurs a family should consider an "Irrevocable Funeral Agreement." This agreement allows for prepayment of funeral services using the affected person's funds. When completed, the Irrevocable Funeral Agreement will be considered exempt from their assets, allowing SRS or Medicaid qualification. It should also be noted that an Irrevocable Funeral Agreement may not be canceled, but it may be transferred to any funeral home at any time prior to death.